Some of the things I assist home buyers with are: Pre-qualifying for a mortgage loan. This is the first step, because you then know what price range home to look for. Plus it enhances your bargaining power with a seller when they know that you are pre-qualified to buy their home.
There are many loan programs available to the home buyer. Most loans in the Fayetteville and surrounding areas are VA loans due to the number of military and prior military in the area. However there are FHA, Conventional, and Non-conforming loans available.
I assist in finding the right home for you. I prepare a list of things you are looking for in a home, I then plug the criteria into a centralized 4 county multiple home listing service computer system or (MLS). It comes up with homes for sale in your price range that meet your criteria. I then make arrangements to go out with you and view the homes. Once you find the home that is right for you, I help write the offer to purchase. This is a very important step because it outlines the terms and conditions of the sale. And you should always have the assistance of a competent licensed real estate professional who is well versed in North Carolina real estate law and procedures.
When the seller agrees to the terms of your offer, the offer becomes a contract. Earnest money is usually placed with the offer to demonstrate your true desire and sincerity to buy the home. The earnest money is usually 1% of the sale price. After a contract to purchase is pending on a home, it usually takes 3-6 weeks for the closing to take place. Where the deed is transferred into your name/names, and you can take possession of your new home. Closing is a very exciting day for the home buyer.
An important thing to remember is that everything is negotiable in real estate. That is what makes it such a wonderful business to be in. I never charge a fee to represent you as a buyers agent, the seller compensates a buyers agent in this area. Please contact me for more information on buyers agency, or about the Fayetteville and surrounding areas. E-mail: John@yournchome.com visit my website at: http://yournchome.com, or call me direct at 800-370-3573. Thank you and look forward to hearing from you. All the Best!
